View the standards

Anyone can view the published versions of the open banking API standards and Operational standards in Confluence. They include the standard and code specifications (YAML Swagger) so you can consider these when designing your customer solution. 

View the API standards  

Get access to the industry sandbox 

Individuals can join the API Centre as a Community Contributor. This gives you access to our sandbox so you can test your app against the standards before becoming a registered Third Party Standards User. 

To learn more, see Join the API Centre

Design for (customer) trust  

The Customer standardNga Tohu Arahi (ethical data handling guidelines), and the Security profile that enables safe and secure customer authentication journeys for both online and in-person experiences are all critical components of customer trust and online safety.  

Use the standards 

Unless you are Accredited under the Customer and Product Data Act 2025, you must be registered with the API Centre as a Standards User to have the right to use our standards in partnership with another Standards User. Organisations can apply to become a registered API Provider or Third Party Standards User.  

If you are Accredited under the Customer and Product Data Act 2025, you can view the relevant regulatory standards here.  

To find out who's registered with the API Centre, see our current Standards Users

To find out who is Accredited under the Customer and Product Data Act 2025, see the MBIE Register of Participants.  

Familiarise yourself with our policies  

Policies are developed in collaboration with API Business and Technical working groups and approved by the API Council.  

The current policies that apply to open banking are found on our confluence space. 

Know where to get help & support 

Our confluence space has extensive information to support your open banking implementations, including:  

Or you can contact us with general enquiries.

In this section

Authentication flows

Read more