The API Council is made up of:

  • three independent members, including the Chair;
  • up to six registered API Provider Standards Users; and
  • up to six registered Third Party Standards Users.

Terese Tunnicliffe, Independent Chair

Terese is based in Wellington and works in a number of governance and advisory roles across young businesses bringing new digital opportunities to market. She is also currently on the board of Commonledger, Patternsnap, Angel HQ and a member of the Strategic Advisory board of Hatch.

Terese has over twenty years’ experience in the payments industry bringing new products and services to market.

Jessica Venning-Bryan, Independent

Jessica has spent two decades advising executive teams and boards on how to engage consumers with new technologies, projects and brands. From beer to electricity, voting systems to software, she’s delivered projects in New Zealand, Australia, the United States and the UK. She was part of the founding team at disruptive electricity retailer Flick Electric Co., successfully exiting to Z Energy in 2018, and is currently Global Vice President of Client Success for energy software company Flux Federation. Jessica is also the Founder and Managing Trustee of Cultivate Mentoring Lab, a not-for-profit that partners women with experienced mentors to help them grow their confidence and progress equally at work. She has served on the Board of PledgeMe, New Zealand’s first crowdfunding platform, the National Council of Women, and as a mentor with start-up accelerator Creative HQ.

Andrew Dodd, ASB

Andrew Dodd is the Head of payments strategy and industry collaboration at ASB. He has more than 35 years banking industry experience. His current role includes responsibility for working with partners to investigate the use of new technologies and business models in payments.

Angela Woodford, Kiwibank

Angela is Senior Product Manager at Kiwibank Limited. She has more than 20 years of banking experience specialising in payments, and 11 years’ experience in life insurance. Angela is a current member of the Payments NZ Bulk Electronic Clearing System management committee.

A graduate from Massey University, Angela has a Bachelor of Business Studies and is an Associate member of the Insurance Institute of NZ.

Brian Bonar, ANZ

Brian is a seasoned payments industry leader with in-depth chair, board and committee experience. Strategic collaborator across payments, regulatory and fintech domains. Builder of effective relationships and driving change at a country level, for the benefit of all. Brian is currently Head of Payments Industry & Risk at ANZ, Chairman of New Zealand's SWIFT National Member & User Groups and Chair of CLS NZ Dollar Treasurers Working Group.

Brian is also ANZ’s Shareholder & Management Committee representative at Payments NZ and ANZ’s payments relationship lead with Reserve Bank of New Zealand. Previously Brian has also held executive roles with NZ Bankers’ Association and Interchange & Settlement Ltd.

Richard Dalby, Westpac

Richard is based in Auckland where he is a Product Chapter Lead in the Business Experience Hub heading a Product team focused on delivering wholesale banking payment solutions. He is highly engaged in Westpac’s Open Banking agenda, strategic partnering and eCommerce opportunities within Westpac’s Business Experience Hub. His primary industry background and big4 accounting experience in New Zealand was followed by over 24 years in Europe in various financial analyst, project and programme management roles in large, global banking organisations. Prior to his return to New Zealand in 2015, he held senior roles within Deutsche Bank’s Global Transaction Bank, based in Frankfurt - managing large teams spread across Europe, Asia and the US. Richard has a commerce degree and postgraduate diploma from Lincoln University, NZ.

Tony Guy, SalectNZ

Tony is the Managing Director of Technology Holdings Ltd and heads the Eftpos Specialists group of companies. SalectNZ is a subsidiary developing a system for ordering and paying for goods and services using a mobile device.

He has been in the payments industry for 20 years. He holds a Post Grad diploma in Bus and Admin from Massey University.

Daniel Karehana, BlinkPay NZ

Daniel, who is of Ngaite Rangi, Ngāti Ranginui, Ngāti Awa and Ngāti Paoa descent is the CEO and founder of BlinkPay NZ. He has extensive experience in establishing and successfully running fintech businesses following a successful career in the New Zealand financial services sector.

In 2008, Daniel established New Zealand’s second largest tax pooling platform business, ETX Limited. He successfully exited in 2016 having processed more than $5Bn in tax payments and saving millions in interest and payments costs for many of New Zealand's largest corporates.

Daniel is a qualified Chartered Accountant with more than 20 years of experience in corporate tax working primarily in the fiancial services sector for some of New Zealand's largest insurers, banks and fund managers. Daniel has also worked extensively in the Iwi sector and was formally the CEO of the commercial arm of Ngāti Paoa. He continues to take a strong interest in Maori Development as well as intiatives that support at risk and low income families.

Tonia Berglund, Yodlee Inc.

Tonia has over 17 years’ experience in the banking and financial services industry in Australia having held senior roles in two of the largest banks as well as the Australian federal government. She holds an under graduate degree in Education (BEd) and post graduate degrees in Computer Science (Grad Dip CSci) and Business Administration (MBA). Bringing her experience in partnerships with fintech and banks, where she headed up Australia’s first bank/fintech integration effort for small business lending, has allowed her to build on these foundations for developing other successful products that use the latest technologies to innovate and change the financial landscape. Tonia is currently heading up Product for Envestnet Yodlee in Australia and New Zealand, bringing to light the product vision and Open Banking program in these regions.

Michael Lentini, Datacom

Michael has over 30 years’ experience in the financial services industry in various customer-facing roles, payment systems, technology and industry compliance across Asia-Pacific. This has been supported by extensive knowledge and experience of banking and finance within various segments and channels.

In his career, Michael has developed an extensive industry network globally. Michael has served across several industry committees in Australia and is currently active in New Zealand on the API Centre Business Group for API standards and the Payments NZ Payment Direction Group for the broader industry horizon.

Michael uses a number of different tools and techniques when assisting customers to ensure their success in the financial services sector. He is seen by our customers as trusted advisor in his field.

Julia Nicol, Paymark

Julia is the Head of Public Affairs at Paymark. She has over 15 years' experience in payments, both in New Zealand and overseas, partnered with a legal background in regulatory, competition, privacy and commercial law. Julia actively engages and participates in regulatory processes and industry initiatives, including Payments NZ’s API Centre working groups and the Payments Direction forum. Julia is an advocate for local innovation and increased competition in payments and is looking forward to seeing more API-based payment options being made available to consumers and merchants.

Tina Groark, Middleware NZ

Tina is the Open Banking Practice Lead for The Middleware Group, including Middleware NZ and Glueware. She is passionate about building an effective ecosystem for Open Banking and Digital Identity for New Zealand and has been actively involved in assisting the New Zealand and Australian banking industries in their Open Banking and Consumer Data Right implementations. Tina has a background in technology consulting and business strategy development, as well as nurturing and guiding startups to reach their potential. 

Independent - to be appointed

A third independent council member is to be appointed.