Together with the industry, from banks to startups, we’re creating the open banking standards and protocols needed to ensure fast, secure, user-friendly data sharing for Aotearoa New Zealand.

What we’re co-designing will power increased innovation, enabling businesses to create new products and services that will empower Kiwis’ financial wellbeing.

If you’d like to be part of NZ Inc’s open banking future, read on to find out more.

Read more
Open banking multigenerational
page on yellow background

Available standards

Gain efficiencies by building to industry API standards and use our sandbox to test your innovations.

chat bubbles on yellow background


Join our API Centre® community to be part of a new open banking ecosystem and contribute to API standards development.

handshake on yellow background


Form partnerships with other registered Standards Users to deliver your innovation to Kiwis.

Rocket ship

Access our sandbox

Joining our API Centre as a Community Contributor is free. You'll get access to our sandbox, powered by Glueware's Open Banking Accelerator, to test your innovation to our industry API standards.

T&Cs apply

How it works

industry at work

Industry driven

Our API Centre coordinates the ongoing development, management and governance of payment-related API standards and provides supporting services. It’s industry led and designed to respond to market needs.

Read more
open standards

Open standards

Our published standards are available for anyone to view. Joining the API Centre gives you more rights to contribute or use the standards.

Read more

Managed use

If you’re a potential API Provider such as a bank, or an interested Third Party, your organisation can apply to become a Standards User. You can then use our industry API standards through bilateral agreements with other registered Standards Users.

Read more

Inclusive ecosystem

Individuals, such as developers, can also join the API Centre as a Community Contributor. You'll be able to use our sandbox to test your innovation against our industry API standards and contribute to pre-release standards.

Read more

Registered API Providers

Registered Third Parties


  • Looking Ahead - Open Banking in Aotearoa New Zealand

    In a new report, Looking Ahead – Open Banking in Aotearoa New Zealand, we undertake a fresh assessment of how the sector is placed, where it is headed next, and the evolving role of the centre into the future.

    Find out more  
  • Due diligence service now available

    We’re pleased to announce that our new API Centre due diligence service is now available to all of our API Standards Users.

    Read more  
  • Payments NZ statement on open banking

    Payments NZ and the API Centre are pleased with Minister Clark’s announcement this morning that banks will be the first sector to be designated under Aotearoa New Zealand’s Consumer Data Right (CDR) framework.

    Read more