We’re working with banks and the tech community to create open banking standards and protocols that enable fast, secure, user-friendly data sharing for Aotearoa New Zealand.
Open banking creates an opportunity for innovation, enabling businesses to create new products and services that will empower Kiwi financial wellbeing.
Explore our API standards for Payments, Account Information, and Event Notifications along with the operating standards underpinning them.
Explore our suite of industry-leading tools to support the development and use of our standards.
API Centre members get access to our sandbox, powered by Glueware’s Open Banking Accelerator, to test your innovation to our industry API Standards.
T&Cs apply
Being led by industry means we prioritise new API standards that best meet market needs. From there, we coordinate development, management and governance of open banking API standards and provide supporting services.
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Our published standards are available for anyone to view. Joining the API Centre gives you more rights to contribute or use the standards.
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If you’re a potential API Provider such as a bank, or an interested tech company, your organisation can apply to join as an API Standards User. You can then use our API standards with other API Standards Users.
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Individuals, such as developers, can join for free as a Community Contributor. You'll be able to use our sandbox to test your innovation against industry API standards and contribute to pre-release standards.
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The Payments NZ API Centre will cease operating at the end of September 2026, marking the end of a significant chapter for the open banking ecosystem in Aotearoa.
Read moreOur monthly update highlights recent activity, uptake and progress for open banking in Aotearoa. Each update is available to view online or download as a PDF.
Read moreOur monthly update highlights recent activity, uptake and progress for open banking in Aotearoa. Each update is available to view online or download as a PDF.
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