Together with the industry, from banks to startups, we’re creating the open banking standards and protocols needed to ensure fast, secure, user-friendly data sharing for Aotearoa New Zealand.

What we’re co-designing will power increased innovation, enabling businesses to create new products and services that will empower Kiwis’ financial wellbeing.

If you’d like to be part of NZ Inc’s open banking future, read on to find out more.

Read more
Team working at a computer
page on yellow background


Gain efficiencies by building to industry API standards and use our sandbox to test your innovations.

chat bubbles on yellow background


Join our API Centre® community to be part of a new open banking ecosystem and contribute to API standards development.

handshake on yellow background


Form partnerships with other registered Standards Users to deliver your innovation to Kiwis.

Rocket ship

Access our sandbox

Joining our API Centre as a Community Contributor is free. You'll get access to our sandbox, powered by Middleware NZ, to test your innovation to our industry API standards.

T&Cs apply

How it works

industry at work

Industry driven

Our API Centre coordinates the ongoing development, management and governance of payment-related API standards and provides supporting services. It’s industry led and designed to respond to market needs.

Read more
open standards

Open standards

Our published standards are available for anyone to view. Joining the API Centre gives you more rights to contribute or use the standards.

Read more

Managed use

If you’re a potential API Provider such as a bank, or an interested Third Party, your organisation can apply to become a Standards User. You can then use our industry API standards through bilateral agreements with other registered Standards Users.

Read more

Inclusive ecosystem

Individuals, such as developers, can also join the API Centre as a Community Contributor. You'll be able to use our sandbox to test your innovation against our industry API standards and contribute to pre-release standards.

Read more

Registered API Providers

Registered Third Parties


  • Versions 2.2 and 2.3 API standards released

    29 Jun 2022: We’re pleased to announce the release of versions 2.2 and 2.3 of our Account Information and Payment Initiation standards. These updates build on our current v2.0 and v2.1 standards.

    Read more  
  • API Centre @ Techweek ’22

    We'll be at Techweek on 18 May 2022 sharing how open banking is developing in Aotearoa New Zealand.

    Read more  
  • April 2022 update

    An update on progress across all the initiatives in our 2022 work programme as we head into the second quarter of the year.

    Read more