Gain efficiencies by building to industry API standards and use our sandbox to test your innovations.



Join our API Centre to be part of a new API-enabled network and contribute to API standards development.



Form partnerships with other registered Standards Users to deliver your service innovation to Kiwis.


Access our sandbox

Join our API Centre as a Community Contributor and the first 12 months is free.* You'll get access to our sandbox, powered by Middleware NZ, to test your innovation to our industry API standards.

*T&Cs apply

How it works


Industry driven

Our API Centre coordinates the ongoing development, management and governance of payment-related API standards and provides supporting services. It’s industry led and designed to respond to market needs.

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Open standards

Our published standards are available for anyone to view. Joining the API Centre gives you more rights to contribute or use the standards.

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Managed use

If you’re a potential API Provider such as a bank, or an interested Third Party, your organisation can apply to become a Standards User. You can then use the standards through bilateral agreements with other registered Standards Users.

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Inclusive ecosystem

Individuals, such as developers, can also join the API Centre as a Community Contributor. You'll be able to use our sandbox to test your innovation against the standards and contribute to pre-release standards.

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Registered API Providers

Registered Third Parties


  • Version 2.1 API standards update

    4 Dec 2020: We're pleased to announce the release of v2.1 of our standards which builds on the work done on v2.0 which were published in May 2020. Our API Centre register for Standards Users has also gone live.

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  • Submission on NZ CDR options

    6 Nov 2020: This is our submission in response to the Ministry of Business, Innovation and Employment (MBIE) discussion document ‘Options for establishing a consumer data right in New Zealand'.

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  • Customer Experience Guidelines released

    14 Aug 2020: We’re pleased to announce the release of our Customer Experience Guidelines that help support organisations planning to use our v2.0 standards to build real-world customer solutions.

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