API Providers
API Providers are banks that joined the API Centre, some of which have built standardised APIs for use by contracted third parties.
The following API Providers have built standardised APIs and are ready to partner with third parties. You can find out more about the service they offer, and more about open banking, on their websites.
ANZ has been a member of the API Centre since 2019, when the Centre was founded.
ANZ is currently partnering with BlinkPay (who offers Blink PayNow) and Worldline, the company behind Online EFTPOS.
ASB has been a member of the API Centre since 2019, when the Centre was founded.
ASB is currently partnering with BlinkPay (who offers Blink PayNow), Qippay and Volley.
BNZ has been a member of the API Centre since 2019 and, prior to that, was one of the banks that participated in the open banking pilot that led to the establishment of the API Centre.
BNZ is currently partnering with BlinkPay (who offers Blink PayNow), Qippay, Volley, and Worldline (the company behind Online EFTPOS).
Kiwibank has been a member of the API Centre since 2019, when the Centre was founded.
Kiwibank will provide payments initiation APIs by 30 May 2026 and Account Information APIs by 30 November 2026.
Westpac NZ has been a member of the API Centre since 2019 and, prior to that, was part of the open banking pilot that led to the establishment of the API Centre.
More information, including Westpac NZ’s partners, can be found on Westpac's website.
The API Providers below are also members of the API Centre.
Third Parties
Third Parties are any organisation that joins the API Centre and intends to partner with API Providers so they can offer secure open banking-enabled apps and services. Some third parties have API Services agreements (contracts) with API Providers and have apps and services in market for customer to use, or do so in the near future.
Akahu offers open finance intermediary services
Akahu provides open finance intermediary services to a broad range of government, corporate, and fintech customers in the New Zealand market.
Akahu also offers a range of ancillary services, such as transaction enrichment, loan application processing, and APIs-as-a-service.
Akahu currently has API Services agreements (contracts) in place with ANZ, ASB, and Westpac.
BlinkPay offers an in-market payment gateway (Blink PayNow) and the development of data services for smarter payments
BlinkPay’s collaboration with leading banks and innovative businesses reflects our shared commitment to using advanced technology to improve the financial wellbeing of everyday New Zealanders.
Our flagship product, Blink PayNow, is a secure payment gateway that enables fast, frictionless payments directly from a customer’s bank account to a merchant’s account without the need for cards or intermediaries.
Alongside this, BlinkPay is also working with the Account Information API to build data services that enable smarter, more informed payment experiences across Aotearoa — helping businesses streamline operations and customers stay in control of their inances.
BlinkPay currently has API Services Agreements in place with ANZ, ASB, BNZ, and Westpac, ensuring nationwide coverage and reliability as open banking continues to evolve in New Zealand.
Qippay offers the Qippay payment gateway
An open banking gateway for businesses. Qippay crafts solutions that embody the principles of accessibility and simplicity, ensuring that businesses of all sizes can thrive without unnecessary financial strain.
Qippay’s open banking payment solutions are meticulously designed to refine your financial operations, delivering advantages such as:
- Significantly reduced transaction costs
- Streamlined financial operations
- Secure payment processing
- Enhanced customer trust, mitigating fraud risks
- Elevated payment experiences for end-users
Qippay currently has API Services agreements (contracts) in place with ANZ, ASB, BNZ, and Westpac.
Usable Balance offers effortless accounting software
Most small businesses operate by looking at how much money they have in their bank account, but how much of that is actually safe to use?
Usable Balance gives businesses access to their financial position in real-time without the need for tedious reconciliation. Giving business owners and their advisors effortless access to their cash position so they can focus on the nuts and bolts of running a business.
Volley offers the Volley app (currently in beta testing)
Volley takes the awkward out of payments.
With the volley app you can send a volley to your friends and get paid in just a few taps. No more copy-pasting account numbers, saving payees, or uncomfortable discussions about money. Just send a volley instead and get paid without the awkward!
Volley currently has API Services agreements (contract) in place with ANZ, ASB, BNZ and Westpac.
Worldline offers Online EFTPOS, Online EFTPOS – Repeat Pay & Direct Pay
Since launching New Zealand’s first open banking payment solution—Online EFTPOS—back in 2016, Worldline has been a leading force behind a more open, competitive payments environment in New Zealand.
Building on the success of Online EFTPOS, Worldline has extended its open banking offering to include Direct Pay, which is integrated into a Tap on Mobile, SoftPOS solution—the first of its kind in New Zealand to support in-person, open banking-based account-to-account payments—and Online EFTPOS – Repeat Pay, a way to enable consumers to use open banking to pay their regular bills in a set-and-forget manner and the first in-market product utilising the enduring consent enabled by the latest standards.
With over a decade of pioneering open banking in New Zealand, Worldline is uniquely positioned to deliver scalable, reliable solutions. Our extensive EFTPOS network and deep API integration with all four major NZ banks ensure this innovative new payment method has the reach and impact to make a real difference.
Worldline’s open banking services are available via API Service agreements (contracts) with ANZ and BNZ. The services are also available via a first-generation API with ASB, Co-operative Bank and Westpac.
Find out more | Online EFTPOS demo | Online EFTPOS Repeat Pay demo | Direct Pay video
Wych delivers turn-key open-banking solutions across AU and NZ, providing a pathway to NZ’s CPD, aligned to Payments NZ open banking API standards.
Wych's API-First solutions include Product Reference Data (PRD) management, accredited Data Holder testing and open-banking integration infrastructure covering consent, security, insights, and operations end to end.
With 140+ connections, 99.95% uptime and no code development required, Wych helps you meet your obligations and launch new financial services seamlessly.
Wych currently has API Services agreements (contracts) in place with Kiwibank, ASB, and Westpac.
The future is bright! The third parties below are members of the API Centre but do not (yet) connect to API Providers' standardised APIs.
