Together with the industry, from banks to startups, we’re creating the open banking standards and protocols needed to ensure fast, secure, user-friendly data sharing for Aotearoa New Zealand.

What we’re co-designing will power increased innovation, enabling businesses to create new products and services that will empower Kiwis’ financial wellbeing.

If you’d like to be part of NZ Inc’s open banking future, read on to find out more.

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Open banking multigenerational
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Available standards

Gain efficiencies by building to industry API standards and use our sandbox to test your innovations.

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Contribute

Join our API Centre® community to be part of a new open banking ecosystem and contribute to API standards development.

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Partner

Form partnerships with other registered Standards Users to deliver your innovation to Kiwis.

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Access our sandbox

Joining our API Centre as a Community Contributor is free. You'll get access to our sandbox, powered by Glueware's Open Banking Accelerator, to test your innovation to our industry API standards.

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How it works

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Industry driven

Our API Centre coordinates the ongoing development, management and governance of payment-related API standards and provides supporting services. It’s industry led and designed to respond to market needs.

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open standards

Open standards

Our published standards are available for anyone to view. Joining the API Centre gives you more rights to contribute or use the standards.

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managed

Managed use

If you’re a potential API Provider such as a bank, or an interested Third Party, your organisation can apply to become a Standards User. You can then use our industry API standards through bilateral agreements with other registered Standards Users.

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ecosystem

Inclusive ecosystem

Individuals, such as developers, can also join the API Centre as a Community Contributor. You'll be able to use our sandbox to test your innovation against our industry API standards and contribute to pre-release standards.

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Registered API Providers

News

  • Shaping open banking together – celebrating six years of industry-led progress

    We’re celebrating six years of industry-led progress on open banking with the release of our new report, Shaping Open Banking Together – highlighting delivery, collaboration and trusted partnerships across the open data ecosystem.

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  • Ngā Tohu Ārahi – our data handling guidelines published

    Our Payments NZ API Centre has reached another significant milestone today with the publication of Ngā Tohu Ārahi, our data handling guidelines, which offers a universal framework for the ethical handling of customer data, grounded in the principles of Māori data sovereignty and Māori data governance.

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  • New era for open banking as we launch V2.3 payment standard

    We’ve reached a major milestone for open banking in Aotearoa New Zealand. Today, the four largest banks – ANZ, ASB, BNZ, and Westpac NZ – are due to implement version 2.3 of our Payment Initiation API standard.

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