Information current as at 1 December 2021
Our API Providers are at different stages of development and all have expressed their intention to offer APIs built to the mandatory functionalities of our v2.0 standards, even though the impact of COVID-19 may slow progress in the short term. We'll continue to update this page as API Provider readiness timeframes become available.
If you're a Third Party Standards User that's ready to partner, our v1.0 Payment Initiation standard is in market or in production with ASB and BNZ, and our v1.0 Account Information standard is in market with BNZ.
To learn more about our API standards and how you can use them, see Available standards and Using the standards.
You can find out how to get involved in our API Centre community in the Join section.
Key
| Ready | Function available in market or ready to partner |
| Q4'20 | Expected delivery date quarter 4 2020 (i.e. October-December) |
| TBD | Readiness timeframe to be determined |
| - | API Provider does not intend to provide endpoint |
Production technical readiness
Payment Initiation API standard v1.0
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| Mandatory functionalities | Ready | - | Ready | - | - | - | TBD | - |
Account Information API standard v1.0
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| Mandatory functionalities | - | - | Ready | - | - | - | TBD | - |
Payment Initiation API standard v2.0
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| Mandatory functionalities | TBD | Ready | Q3'22 | TBD | TBD | Q3'22 | TBD | TBD |
| Decoupled flow | TBD | Ready | Q3'22 | TBD | TBD | Q3'22 | TBD | Q1'22 |
| Enduring payment consent | TBD | - | Ready | TBD | - | TBD | TBD | Q1'22 |
Account Information API standard v2.0
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| Mandatory functionalities | TBD | Ready | TBD | TBD | TBD | TBD | TBD | Q1'22 |
| Beneficiaries | TBD | - | TBD | TBD | - | TBD | TBD | TBD |
| Direct debits | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Standing orders | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Offers | TBD | - | - | TBD | - | - | TBD | - |
| Party | TBD | - | TBD | TBD | - | TBD | TBD | TBD |
| Schedule payments | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Statements | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
Payment Initiation API standard v2.1 (published December 2020)
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| Mandatory functionalities | TBD | Q4'22 | TBD | TBD | TBD | TBD | TBD | TBD |
| Decoupled flow | TBD | Q4'22 | TBD | TBD | TBD | TBD | TBD | TBD |
| Enduring payment consent | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
Account Information API standard v2.1 (published December 2020)
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| Mandatory functionalities | TBD | Q4'22 | TBD | TBD | TBD | TBD | TBD | TBD |
| Beneficiaries | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Direct debits | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Standing orders | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Offers | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Party | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Schedule payments | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
| Statements | TBD | - | TBD | TBD | TBD | TBD | TBD | TBD |
Bilateral readiness
To use the standardised endpoints of an API Provider, you’ll need to enter into a bilateral agreement with them. The tables below show when the API Providers will be ready to partner.
To learn more about partnering, see our information on becoming an API Standards User.
Payment Initiation API standard v1.0
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| Mandatory functionalities | TBD | - | Ready | - | - | - | TBD | - |
Account Information API standard v1.0
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| Mandatory functionalities | - | - | Ready | - | - | - | TBD | - |
Payment Initiation API standard v2.0
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| Mandatory functionalities | TBD | Q4'22 | Q3'22 | TBD | TBD | Q3'22 | TBD | Q1'22 |
| Decoupled flow | TBD | Q4'22 | Q3'22 | TBD | TBD | Q3'22 | TBD | Q1'22 |
| Enduring payment consent | TBD | - | Ready | TBD | - | TBD | TBD | Q1'22 |
Account Information API standard v2.0
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| Mandatory functionalities | TBD | Q4'22 | Ready | TBD | TBD | TBD | TBD | Q1'22 |
| Beneficiaries | TBD | - | Ready | TBD | - | TBD | TBD | TBD |
| Direct debits | TBD | - | Ready | TBD | TBD | TBD | TBD | TBD |
| Standing orders | TBD | - | Ready | TBD | TBD | TBD | TBD | TBD |
| Offers | TBD | - | - | TBD | - | - | TBD | - |
| Party | TBD | - | Ready | TBD | - | TBD | TBD | TBD |
| Schedule payments | TBD | - | Ready | TBD | TBD | TBD | TBD | TBD |
| Statements | TBD | - | Ready | TBD | TBD | TBD | TBD | TBD |
Payment Initiation API standard v2.1 (published December 2020)
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| Mandatory functionalities | TBD | Q4'22 | Ready | TBD | TBD | TBD | TBD | TBD |
| Decoupled flow | TBD | Q4'22 | Ready | TBD | TBD | TBD | TBD | TBD |
| Enduring payment consent | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |
Account Information API standard v2.1 (published December 2020)
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| Mandatory functionalities | TBD | Q4'22 | Ready | TBD | TBD | TBD | TBD | TBD |
| Beneficiaries | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |
| Direct debits | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |
| Standing orders | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |
| Offers | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |
| Party | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |
| Schedule payments | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |
| Statements | TBD | TBD | Ready | TBD | TBD | TBD | TBD | TBD |