Information current as at Monday 31 August 2020

Our API providers are at different stages of development and all have expressed their intention to offer APIs built to the mandatory functionalities of our v2.0 standards, even though the impact of COVID-19 may slow progress in the short term. We'll continue to update this page as API provider readiness timeframes become available.

If you're a third party Standards User that's ready to partner, our v1.0 Payment Initiation standard is already in market or in production with ASB and BNZ.

To learn more about our API standards and how you can use them, see Available standards and Using the standards

You can find out how to get involved in our API Centre community in the Join section.

Key

Ready Function available in market or ready to partner
Q4'20 Expected delivery date quarter 4 2020 (i.e. October-December)
TBD Readiness timeframe to be determined
- API provider does not intend to provide endpoint

Production technical readiness

Payment Initiation API standard v1.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities Ready - Ready - - TBD - TBD -

Account Information API standard v1.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities - - Q3'20 - - TBD - TBD -

Payment Initiation API standard v2.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities Q3'21 Q3'21 Q4'20 TBD TBD TBD Q4'21 TBD Q1'21
Decoupled flow TBD Q3'21 Q1'21 TBD TBD TBD Q4'21 TBD Q2'21
Enduring payment consent TBD - Q4'20 TBD - TBD TBD TBD Q2'21

Account Information API standard v2.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities Q3'21 Q3'21 Q4'20 TBD TBD TBD TBD TBD Q1'21
Beneficiaries TBD - Q2'21 TBD - TBD TBD TBD TBD
Direct debits TBD - Q2'21 TBD TBD TBD TBD TBD TBD
Standing orders TBD - Q2'21 TBD TBD TBD TBD TBD TBD
Offers TBD - - TBD - TBD - TBD -
Party TBD - Q2'21 TBD - TBD TBD TBD TBD
Schedule payments TBD - Q2'21 TBD TBD TBD TBD TBD TBD
Statements TBD - Q2'21 TBD TBD TBD TBD TBD TBD

Bilateral readiness

To use the standardised endpoints of an API provider, you’ll need to enter into a bilateral agreement with them. The tables below show when the API providers will be ready to partner.

To learn more about partnering, see our information on becoming an API Standards User

Payment Initiation API standard v1.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities Q3'21 - Ready - - TBD - TBD -

Account Information API standard v1.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities - - Ready - - TBD - TBD -

Payment Initiation API standard v2.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities Q3'21 TBD Ready TBD TBD TBD Q4'21 TBD Ready
Decoupled flow TBD TBD Ready TBD TBD TBD Q4'21 TBD Ready
Enduring payment consent TBD - Ready TBD - TBD TBD TBD Ready

Account Information API standard v2.0

ASB Bank

ANZ Bank

BNZ Bank

The Cooperative Bank

Heartland Bank

HSBC Bank

Kiwi Bank

TSB Bank

Westpac Bank

Mandatory functionalities Q3'21 TBD Ready TBD TBD TBD TBD TBD Ready
Beneficiaries TBD - Ready TBD - TBD TBD TBD TBD
Direct debits TBD - Ready TBD TBD TBD TBD TBD TBD
Standing orders TBD - Ready TBD TBD TBD TBD TBD TBD
Offers TBD - - TBD - TBD - TBD -
Party TBD - Ready TBD - TBD TBD TBD TBD
Schedule payments TBD - Ready TBD TBD TBD TBD TBD TBD
Statements TBD - Ready TBD TBD TBD TBD TBD TBD