API Provider readiness

Information current as at 1 April 2022

Our API Providers are at different stages of development and all have expressed their intention to offer APIs built to the mandatory functionalities of our v2.0 standards, even though the impact of COVID-19 may slow progress in the short term. We'll continue to update this page as API Provider readiness timeframes become available.

If you're a Third Party Standards User that's ready to partner, our v1.0 Payment Initiation standard is in market or in production with ASB and BNZ, and our v1.0 Account Information standard is in market with BNZ.

To learn more about our API standards and how you can use them, see Available standards and Using the standards.

You can find out how to get involved in our API Centre community in the Join section.

Key

Ready	Function available in market or ready to partner
Q4'20	Expected delivery date quarter 4 2020 (i.e. October-December)
TBD	Readiness timeframe to be determined
-	API Provider does not intend to provide endpoint

Production technical readiness

Payment Initiation API standard v1.0


Mandatory functionalities	Ready	-	Ready	-	-	-	TBD	-

Account Information API standard v1.0


Mandatory functionalities	-	-	Ready	-	-	-	TBD	-

Payment Initiation API standard v2.0


Mandatory functionalities	TBD	Ready	Q3'22	TBD	TBD	Q2'23	TBD	TBD
Decoupled flow	TBD	Ready	Q3'22	TBD	TBD	Q3'23	TBD	TBD
Enduring payment consent	TBD	-	Ready	TBD	-	TBD	TBD	TBD

Account Information API standard v2.0


Mandatory functionalities	TBD	Ready	TBD	TBD	TBD	Q2'23	TBD	TBD
Beneficiaries	TBD	-	TBD	TBD	-	TBD	TBD	TBD
Direct debits	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Standing orders	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Offers	TBD	-	-	TBD	-	-	TBD	-
Party	TBD	-	TBD	TBD	-	TBD	TBD	TBD
Schedule payments	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Statements	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD

Payment Initiation API standard v2.1 (published December 2020)


Mandatory functionalities	TBD	Q2'23	TBD	TBD	TBD	TBD	TBD	TBD
Decoupled flow	TBD	Q2'23	TBD	TBD	TBD	TBD	TBD	TBD
Enduring payment consent	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD

Account Information API standard v2.1 (published December 2020)


Mandatory functionalities	TBD	Q2'23	TBD	TBD	TBD	TBD	TBD	TBD
Beneficiaries	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Direct debits	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Standing orders	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Offers	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Party	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Schedule payments	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD
Statements	TBD	-	TBD	TBD	TBD	TBD	TBD	TBD

Bilateral readiness

To use the standardised endpoints of an API Provider, you’ll need to enter into a bilateral agreement with them. The tables below show when the API Providers will be ready to partner.

To learn more about partnering, see our information on becoming an API Standards User.